I grew up with one primary approach to goal setting: SMART Goals—Specific, Measurable, Achievable, Relevant, and Time-bound. You know, the kind where you’d write down something like: “Save $10,000 in 12 months.”
Makes sense. To a degree.
Then, once I started my career, OKRs (Objectives and Key Results) became the “thing.” This approach—widely used in business—pairs a broad goal (Objective) with measurable (Key Results).
For the longest time, these were the only goal-setting frameworks I leaned into. And at the time, I didn’t even realize there were other approaches I could tap into.
In fact, it’s only in hindsight that I recognize I unknowingly used the Values-Driven approach when I found the apartment I’ve lived in (and love) for more than 30 years.
Depending on the source you reference, there are 10-15 goal setting approaches. (Did you know that?!)
And whether intentionally or by coincidence, I suspect you’ve used one—or a combination—to set goals for your life, money, and business/career.
Maybe you’ve leaned on SMART and OKRs like I did.
Or perhaps you’ve tried WOOP (Wish, Outcome, Obstacle, Plan)—a goal-setting method that factors in obstacles and how to overcome them.
So, let me ask you:
- How did you choose the goal-setting framework you use?
- Does it truly fit your personality, past experiences, and mindset?
- Or, does it feel like you’re trying to fit into a rigid mold?
- Are you consistently getting the results you want?
The Missing Piece in Goal Setting
Here’s why I bring this up:
📌 Most people only think about money when setting explicit financial goals—like saving for a home, paying down debt, or investing.
📌 But in reality, money is connected to nearly every goal—career changes, business growth, travel, wellness, even relationships.
So, what’s the missing piece?
A system that integrates financial clarity into your bigger life vision—not just when the goal is labeled “money-related.”
That’s why I created The More Than Money Workbook (+ audio companion).
How This Workbook is Different
While traditional frameworks serve a purpose, they often fall short in key ways:
🔹 SMART goals can feel rigid and overly focused on measurable outcomes, sometimes neglecting emotional and financial alignment.
âś… MtM helps you explore the why behind your goals, integrates financial awareness, and creates rituals to sustain your progress.
🔹 OKRs emphasize performance metrics but can miss the personal and emotional connection to goals.
âś… MtM bridges the gap between practical execution and personal financial behavior, making lasting change easier.
🔹 Values-Driven Goals are deeply personal but can lack structure or actionability.
✅ MtM takes a values-driven approach but adds structure—with reflections, rituals, and financial alignment to make goals actionable and sustainable.
🔹 WOOP is great at integrating vision and obstacles, making it more actionable than just wishful thinking.
âś… MtM aligns with WOOP but goes further by:
✔ Helping you integrate financial decisions into your goals (something WOOP doesn’t explicitly address).
✔ Providing built-in accountability through rituals and systems—so progress doesn’t rely on willpower alone.
✔ Encouraging ongoing reflection and adaptation—because financial and life goals aren’t static.
Your Invitation: Join the Alpha Launch
📢 I’ve been talking about this moment for a while… and now it’s here!
I’m inviting just 25 people to be alpha testers and get early access! 🎉
👉 Get started here → https://www.jacquettetimmons.com/more-than-money-workbook/
As an alpha tester, you’ll not only get the workbook and private podcast, but you’ll also shape its final version with your feedback. Plus, I’m offering a *complimentary 30-minute coaching call to help you apply what you learn. (*With conditions.)
If you’re ready to stop thinking about money only when setting explicit financial goals…
If you’re ready to stop treating money as an afterthought…
If you’re ready to start using it as a tool to fuel the life and business you actually want…
I’d love for you to be one of our alpha testers.
đź”— Click here to get started.
Let’s make your goals work for you—not just sit on a list.
